http://citycyclingedinburgh.info/bbpress/ CityCyclingEdinburgh Forum » Tag: boring money stuff - Recent Topics en Sat, 27 Jun 2026 14:29:27 +0000 http://citycyclingedinburgh.info/bbpress/topic.php?id=19905#post-316056 Sat, 19 Oct 2019 22:49:59 +0000 unhurt 316056@http://citycyclingedinburgh.info/bbpress/ <p>Need to renew my home &amp; contents and I am as usual trying to figure out the best way to cover bikes.</p> <p>In the past I've added them on as named items - but I'm very aware that in event of theft I'm likely to be informed that they'll only pay whatever depreciated value the insurer decides to apply.</p> <p>So, I thought perhaps I would instead sort separate cycle insurance from ETA as they insure you for replacement (incuding upgrades)- but it's about the same as the cost of home &amp; contents over again, instead of an extra £20 a year with the Coop (e.g.). In fact, it's not much less that my car insurance was till I got rid of the car! That seems a lot, even to cover two quite decent bikes...</p> <p>Any advice? Looking for a decent deal - but would also like an at least reasonably ethical insurer - which really means the underwriter needs to be ethical(ish). Coop seems OK on this front - but they send you to Legal &amp; General for insurance, soooo... ETA - say they're ethical but can't figure out if they're just brokers or no.</p> <p>No longer comfortable using the personal data harvesting Money Supermarkets of this world, and definitely don't want to give any money to Aaron Banks.</p> <p>(@Arellcat I think I saw you asking ETA Qs about cycle insurance on Twitter recently?)</p> <p>P.S. Yes I am doing insurance stuff at 22:45 on a Saturday night. In my defence I have a glass of wine and a belly full of pot roasted pheasant in me. So it's not been a totally pathetic evening. </p>