http://citycyclingedinburgh.info/bbpress/ CityCyclingEdinburgh Forum » Tag: Theft - Recent Posts en Sat, 25 Apr 2026 15:46:08 +0000 http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290488 Fri, 07 Sep 2018 11:39:35 +0000 sallyhinch 290488@http://citycyclingedinburgh.info/bbpress/ <p>@the canuck - that is at least one benefit of having one unified police force in Scotland! </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290469 Fri, 07 Sep 2018 09:59:14 +0000 the canuck 290469@http://citycyclingedinburgh.info/bbpress/ <p>yes, check your home insurance. mine paid out when my 3 day old bike was stolen from my workplace.</p> <p>i don't know much here, but in cambridge, most bike theives were indeed addicts desperate for a bit of cash, and they didn't get anything like the value of the bike after stealing it--it went to a dealer who would cross county lines to sell it. police were not inclined to pursue because they would have to pass the 'collar' on to another force, who would reap the benefits of statistics without spending the money.</p> <p>there was also a sideline of people coming out of pubs, discovering their bike stolen, and stealing someone else's so they could get home. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290369 Thu, 06 Sep 2018 10:35:52 +0000 I were right about that saddle 290369@http://citycyclingedinburgh.info/bbpress/ <p>My suspicion is that if we prescribed opiates to those addicted to them then many crimes would return to levels seen prior to 1971.</p> <p>I can't remember if they posted it here or not but one of us recently disturbed a pair of bike thieves in their tenement stairwell. Both rattling, totally desperate. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290367 Thu, 06 Sep 2018 10:29:55 +0000 Frenchy 290367@http://citycyclingedinburgh.info/bbpress/ <p>Worth checking home insurance policy, you might well be covered there. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290364 Thu, 06 Sep 2018 10:11:23 +0000 bill 290364@http://citycyclingedinburgh.info/bbpress/ <p>Oh, that's rubbish. Sorry to hear that!</p> <p>My colleague got his bike stolen over summer when he moved the bike from the flat to the stairwell with plans to start cycling more. It also had a D lock. The weird thing was that the lock was gone as well and it was all tided up with no sign of the bike or lock ever being there in the first place. </p> <p>Last week another bike got stolen from their stairwell. This time it was a bike that locked to the outside of the bannister. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290351 Thu, 06 Sep 2018 01:55:43 +0000 unhurt 290351@http://citycyclingedinburgh.info/bbpress/ <p>What a miserable, rotten thing. Fingers crossed, and yes, keep checking the second hand sales. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290336 Wed, 05 Sep 2018 15:55:14 +0000 neddie 290336@http://citycyclingedinburgh.info/bbpress/ <p>There is hope.</p> <p>CrabbitCopy got her bike back: <a href="https://twitter.com/crabbitcopy/status/1033727800488943617" rel="nofollow">https://twitter.com/crabbitcopy/status/1033727800488943617</a></p> <p>Keeping checking Gumtree / Craigslist etc. to see if your bike has been offered for sale. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290333 Wed, 05 Sep 2018 14:11:50 +0000 shinsukato 290333@http://citycyclingedinburgh.info/bbpress/ <p>Sorry for the triple-post, not sure how that happened. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19090#post-290331 Wed, 05 Sep 2018 14:09:25 +0000 shinsukato 290331@http://citycyclingedinburgh.info/bbpress/ <p>My pride and joy was stolen from my stairwell on Monday afternoon. It was locked to the bannister.</p> <p>I'm utterly heartbroken as I'm about to start a university degree and can't afford a replacement. Currently trying to find the proof of purchase on the D Lock because I think it was guaranteed, but I bought it years ago.</p> <p>I know it's generally hopeless, but if anyone sees it up for sale or ditched on the side of a road somewhere I'd hugely appreciate a heads up. I've posted a £50 reward on stolenbikes <a href="https://stolen-bikes.co.uk/stolen-bikes/cannondale-caad-x-105-sram-rival-cyclocross/" rel="nofollow">https://stolen-bikes.co.uk/stolen-bikes/cannondale-caad-x-105-sram-rival-cyclocross/</a></p> <p><img src="https://i.imgur.com/09iR7NQ.jpg"> </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=19089#post-290330 Wed, 05 Sep 2018 14:09:24 +0000 shinsukato 290330@http://citycyclingedinburgh.info/bbpress/ <p>My pride and joy was stolen from my stairwell on Monday afternoon. It was locked to the bannister.</p> <p>I'm utterly heartbroken as I'm about to start a university degree and can't afford a replacement. Currently trying to find the proof of purchase on the D Lock because I think it was guaranteed, but I bought it years ago.</p> <p>I know it's generally hopeless, but if anyone sees it up for sale or ditched on the side of a road somewhere I'd hugely appreciate a heads up. I've posted a £50 reward on stolenbikes <a href="https://stolen-bikes.co.uk/stolen-bikes/cannondale-caad-x-105-sram-rival-cyclocross/" rel="nofollow">https://stolen-bikes.co.uk/stolen-bikes/cannondale-caad-x-105-sram-rival-cyclocross/</a></p> <p><img src="https://i.imgur.com/09iR7NQ.jpg"> </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253457 Thu, 22 Jun 2017 21:27:19 +0000 ARobComp 253457@http://citycyclingedinburgh.info/bbpress/ <p>I pay roughly similar for 5 bikes which amount to £**significantly more by a multiple of 3-4 of what my car is worth** if not a touch more tbh - however I'm far more likely to damage, write off or have my bike stolen in an accident that's not my fault. I also like the international and kit cover. Guess it just depends on how many bikes/what you're insuring for! </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253448 Thu, 22 Jun 2017 17:11:21 +0000 StepRam 253448@http://citycyclingedinburgh.info/bbpress/ <p>@ ArobComp Bikmo wants £233 PA my Car insurance is less on a 13 plate 2.0 TDi sMax Titanium Sport </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253444 Thu, 22 Jun 2017 15:46:10 +0000 ARobComp 253444@http://citycyclingedinburgh.info/bbpress/ <p>I pay a reasonable amount to insure my bikes, or should I say, my bikes, my wifes bikes, and all my biking gear through Bikmo. Specifics below which are pretty comprehensive. Also covered for all repairs etc. I feel that it's an appropriate amount to pay to cover them all. </p> <p>"Property cover which includes the following:<br />  accidental damage to and theft of your cycles anywhere in the world, including while being used by any person with your<br /> permission;<br />  accidental damage to and theft of upgraded parts and components and equipment fixed to your cycle;<br />  accidental damage to and theft of any articles of specialist cycling, biathlon or triathlon clothing;<br />  accidental damage to and theft of any luggage designed specifically for the carriage of your cycle;<br />  the necessary and reasonable costs that you incur to return directly to your home by a registered taxi or by public transport<br /> following theft of or accidental damage to your cycle insured under this section;<br />  the necessary and reasonable costs of hiring an alternative cycle following theft of or accidental damage to your cycle<br /> insured under this section;<br />  non-refundable fees in respect of an organised competitive cycling even etc etc... " </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253443 Thu, 22 Jun 2017 15:34:58 +0000 dougal 253443@http://citycyclingedinburgh.info/bbpress/ <p>"Or at least it's not the highest value and easiest Bike in the area! Easily said!"</p> <p>It's the perfect argument for N+1, "darling I need to get a more expensive bike than you so yours will be safe from theft when we go out together". Watertight. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253442 Thu, 22 Jun 2017 15:11:42 +0000 StepRam 253442@http://citycyclingedinburgh.info/bbpress/ <p>Thanks for the replies, </p> <p>Re: Home Insurance some digging around and the AA say: </p> <p>They won't cover "theft of unattended pedal cycle(s) unless the bicycle is locked in a building or attached by a security device between the cycle frame or back wheel to a permanently fixed structure."</p> <p>Nothing to say what standard of "Security device" is required. Also, their max value on NFO is £5k</p> <p>I signed up to Cycling UK so have that Public Liability, If it happens to be of any use! </p> <p>The Bike is marked and I'm using two Gold secure Locks but given all of those things just make it inconvenient! </p> <p>Police friends of mine suggest that, in general, all you have to do to avoid getting your bike nicked is make sure it's not an easy target. Or at least it's not the highest value and easiest Bike in the area! Easily said! </p> <p>Is Bike theft that Common in Edinburgh at present? Sheds in our area were broken into a for a while, but the Police got the people behind that a while ago? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253435 Thu, 22 Jun 2017 13:10:45 +0000 Roibeard 253435@http://citycyclingedinburgh.info/bbpress/ <p>I picked up third-party cover with my house insurance too - I'm not sure if it was an add on with the legal liability cover (cheaper adding to house insurance than car insurance!), or if it came as standard.</p> <p>Covers all the family for all activities, including (non-competitive) cycling.</p> <p>Robert </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253434 Thu, 22 Jun 2017 12:59:07 +0000 mcairney 253434@http://citycyclingedinburgh.info/bbpress/ <p>I'm assuming that quote is also including third-party cover?<br /> That quote does seem extremely high so I'd shop around. It might be worth adding it to an existing contents policy as suggested and joining someone like CTC for third-party cover.</p> <p>Bike theft used to be pretty rampant in central Edinburgh and studenty areas like Bruntsfield- I had 2 bikes stolen within 3 months of each other and the wheel stolen from one a year prior to that, all from tenement stairways and all locked to railings.</p> <p>The suggestion of a cheap(ish) commuter isn't a bad one and keeping your good bike for the weekends. You could get a half-decent commuter hybrid for that £300 with the bonus that it can be replaced more easily and cheaply if it does get nicked. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253428 Thu, 22 Jun 2017 11:13:54 +0000 redmist 253428@http://citycyclingedinburgh.info/bbpress/ <p>galaxy - I meant when not riding it ! ie don't leave it unattended outdoors, locked or not. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253426 Thu, 22 Jun 2017 11:08:06 +0000 CycleCommute.CC 253426@http://citycyclingedinburgh.info/bbpress/ <p><em>Sounds like you need a cheap commuting bike. Keep your carbon road bike in the house ;-)<br /> </em></p> <p>What's the point in keeping it in the house? Might as well get the enjoyment out of owning it, and I get most enjoyment by riding bikes. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253423 Thu, 22 Jun 2017 10:20:58 +0000 neddie 253423@http://citycyclingedinburgh.info/bbpress/ <p>@StepRam</p> <p>Personally, I'd put the £300pa into a savings account. Make sure you always lock your bike well (even in the flat/house). Then use the money to buy N+1 after 4 years. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253422 Thu, 22 Jun 2017 10:20:57 +0000 redmist 253422@http://citycyclingedinburgh.info/bbpress/ <p>Sounds like you need a cheap commuting bike. Keep your carbon road bike in the house ;-) </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253420 Thu, 22 Jun 2017 10:17:57 +0000 Roibeard 253420@http://citycyclingedinburgh.info/bbpress/ <p>I've several expensive bikes (and a huge chain, hungry tiger, etc) and the home insurance didn't query them as named items.</p> <p>I think the current insurer only needs them to be named above £1,000.</p> <p>Robert </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253419 Thu, 22 Jun 2017 10:16:09 +0000 neddie 253419@http://citycyclingedinburgh.info/bbpress/ <p>You should only insure against heavy losses (damage to house, expensive machinery, jewellery, antiques, etc.).</p> <p>Insuring against small losses is a waste of money. For small items, you are better off putting the same premium into a savings account and keeping the money to cover any losses.</p> <p>I would define "heavy losses" as anything above £1000. YVMV.</p> <p>For motor/house insurance it is typically not worth making a claim if the damage is less than £1000 anyway - since the insurance companies will subtract a hefty excess and claw back the remaining amount via massively increased premiums in the future. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253418 Thu, 22 Jun 2017 10:09:28 +0000 StepRam 253418@http://citycyclingedinburgh.info/bbpress/ <p>My issue is my Cannondale SuperX 105 is a 2016 model I got it online for £1200 ( A steal) New for old would be the current SuperX 105 which started at £3k and is now down to £2.5k So for insurance you should insure for £3k, plus any accessories or modifications you would leave attached to the bike.</p> <p>So the Dedicated insurers want almost £300 PA which is a total rip off. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253417 Thu, 22 Jun 2017 10:07:55 +0000 acsimpson 253417@http://citycyclingedinburgh.info/bbpress/ <p>esure cover bikes up to £500 as standard but I've found them pretty reasonable to add more expensive bikes to too. considerably cheaper than car insurance.</p> <p>They were also pretty decent when I last made a claim. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253414 Thu, 22 Jun 2017 09:39:15 +0000 Roibeard 253414@http://citycyclingedinburgh.info/bbpress/ <p>The last few home insurance policies I've had have covered more expensive bikes as named items - substantially cheaper than dedicated insurance, with no daft clauses about requiring the bike to be locked up in a secure building, with a gold sold secure lock (broken lock must be submitted with the claim) when not at home.</p> <p>I suspect the dedicated insurance might cover accidental damage better, but I'm interested in new-for-old theft insurance. Watch out for those policies that will discount claims for depreciation!</p> <p>Robert </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253412 Thu, 22 Jun 2017 09:33:13 +0000 steveo 253412@http://citycyclingedinburgh.info/bbpress/ <p>House insurance with an add-on for bicycle cover. </p> <p>My (tesco bank) home and contents covers my bike upto a grand, I swapped to them specifically when my mates bike was stollen and he phone Tesco bank and got it replaced with the least fuss I've heard from an insurance company, they didn't seem to care about the shoddy lock I'd been warning him about for 18 months. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=17853#post-253409 Thu, 22 Jun 2017 09:13:19 +0000 StepRam 253409@http://citycyclingedinburgh.info/bbpress/ <p>I guess the Question of if any Insurance is worth it or not is a very personal Judgement call. However I was flabbergasted to discover that Bike insurance is more expensive than my car insurance!</p> <p>I guess the greatest risk is theft. But how much Bike theft is going on in Edinburgh right now?</p> <p>Most common place my Bike is left:<br /> It Spends most of the time inside my house, Hanging on the wall in my utility!<br /> Inside my office.<br /> Tied up around the city centre for short periods.<br /> However, it may soon be tied up all day at Napier Sighthill and at the Royal Infirmary! </p> <p>I use a double litelok. </p> <p>Any thoughts? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=14788#post-188163 Mon, 11 May 2015 15:17:26 +0000 acsimpson 188163@http://citycyclingedinburgh.info/bbpress/ <p>Great, always nice to hear the local shops are getting support.</p> <p>I suppose not supplying Whyte is probably a decision taken by the insurance companies preferred supplier rather than the company themselves. By the time the source the bike and pay commission to the insurers they might even be making a loss on it. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=14788#post-188162 Mon, 11 May 2015 15:01:17 +0000 mogwai1375 188162@http://citycyclingedinburgh.info/bbpress/ <p>@acsimpson</p> <p>Thank you so much for telling me about the small print! I've just gotten off the phone with the insurers, and they;ve agreed to waive the discount. </p> <p>Absolutely thrilled. And the LBS will be, too! </p>