http://citycyclingedinburgh.info/bbpress/ CityCyclingEdinburgh Forum » Topic: Does no MOT invalidate Insurance ? en Wed, 13 May 2026 04:03:18 +0000 http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286149 Sun, 01 Jul 2018 21:41:28 +0000 Frenchy 286149@http://citycyclingedinburgh.info/bbpress/ <p>@rememberbuck - tractors can be driven on the road without an MOT:</p> <p>"Vehicle used only to pass from land occupied<br /> by the person keeping the vehicle to other land<br /> occupied by them, and not travelling on the<br /> road for more than a total of 6 miles a week."</p> <p>I suspect there are many, many such vehicles doing significantly more than 6 miles/week on the road, mind. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286148 Sun, 01 Jul 2018 21:22:50 +0000 gembo 286148@http://citycyclingedinburgh.info/bbpress/ <p>On the A701 you often see the old Massey Fergusson tractors rallying. a sight to behold. I doubt an MOT amongst the twenty of them. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286147 Sun, 01 Jul 2018 20:51:24 +0000 Frenchy 286147@http://citycyclingedinburgh.info/bbpress/ <p>@Blueth - I don't <em>think</em> that's true now, although you can get a tractor license at 16 (possibly with weight limits on the tractor and trailer). </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286145 Sun, 01 Jul 2018 20:46:37 +0000 remberbuck 286145@http://citycyclingedinburgh.info/bbpress/ <p>@gembo, a tractor on a public road becomes just as any other vehicle.</p> <p>I suspect many "shortcuts" would be taken.</p> <p>There's loads of such anomalies lying around. The good news is life goes on unhindered. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286144 Sun, 01 Jul 2018 19:46:55 +0000 Blueth 286144@http://citycyclingedinburgh.info/bbpress/ <p>The "farmer" does not even need a driving licence if the law is still as it was whereby an underage family member could drive on the highway between plots of land "owned" by the farm. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286142 Sun, 01 Jul 2018 19:37:49 +0000 I were right about that saddle 286142@http://citycyclingedinburgh.info/bbpress/ <p><em>a simple commercial decision completely outwith law</em></p> <p>Yikes. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286140 Sun, 01 Jul 2018 19:21:25 +0000 gembo 286140@http://citycyclingedinburgh.info/bbpress/ <p>@rememberbuck what does the farmer do if he is banging along the main road between fields in his tractor? Does he or she if a female farmer or other nomenclature if gender fluid farmer get the tractor an MOT? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286139 Sun, 01 Jul 2018 18:47:35 +0000 remberbuck 286139@http://citycyclingedinburgh.info/bbpress/ <p>The police are correct.</p> <p>The insurer's decision to acquire risk from a potential insured party is a simple commercial decision completely outwith law, although the consequences of the later contract may fall within normal law.</p> <p>That is not to say there will be consequences for the level of premium. reflecting the risk if such vehicles are involved in incidents giving rise to an insurance claim, or indeed some criminal charge.</p> <p>Farm vehicles are routinely insured for many risks, yet do not need MOTs if used only in fields or the farmstead. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-286134 Sun, 01 Jul 2018 18:02:17 +0000 Frenchy 286134@http://citycyclingedinburgh.info/bbpress/ <p>Had a conversation with a police officer about related issues today. They confirmed that a parked car doesn't need an MOT, it's only once it is being driven that an offence occurs (with the exception of driving to an MOT appointment). Police also don't deal with SORN vehicles still being on the road (DVLA's responsibility), and say that a vehicle being parked on a footpath (but not completely obstructing it) is not something they can deal with. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285146 Mon, 18 Jun 2018 19:32:14 +0000 gembo 285146@http://citycyclingedinburgh.info/bbpress/ <p>Need to pay road tax tho to park on the road. My sister in law was given a car and she left it parked outside her house and when the tax elapsed she was fined. This was a while back and the car was an old banger. Taken to crusher in the end I believe though Mrs garto has entirely different recollection from long long ago (I am however correcticus Potts) </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285143 Mon, 18 Jun 2018 18:14:00 +0000 gkgk 285143@http://citycyclingedinburgh.info/bbpress/ <p>I suppose it can't stay insured for more than 12 months w/o an MOT. </p> <p>Similar vehicle outside my flat. I like it very much, does an excellent blocking job. I wish my street had more of these long-term parked cars, good for air quality. I can see the negatives start to kick in if it makes the street look lawless. I should pop out and give it a wash. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285082 Mon, 18 Jun 2018 12:20:01 +0000 urchaidh 285082@http://citycyclingedinburgh.info/bbpress/ <p>When does it stop being a 'vehicle' and just become a pile of someone's stuff that they've dumped there, albeit in this case a pile of spare car parts? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285081 Mon, 18 Jun 2018 12:09:47 +0000 dessert rat 285081@http://citycyclingedinburgh.info/bbpress/ <p>@Edinburgh Cycle Training - pretty sure that even on your own drive or garage you need to SORN it, if not taxed. I can't see how it is possibly allowed on a public road.</p> <p>@ IWARTS - more or less dangerous not really the issue i don't think. Surely something along the lines of requirements to use (be on) a highway ? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285067 Mon, 18 Jun 2018 10:40:56 +0000 I were right about that saddle 285067@http://citycyclingedinburgh.info/bbpress/ <p><em>Maybe some others...?</em></p> <p>Could go septic? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285066 Mon, 18 Jun 2018 10:16:32 +0000 neddie 285066@http://citycyclingedinburgh.info/bbpress/ <p>MoT failure points that could be dangerous on a stationary vehicle:</p> <p>- faulty handbrake<br /> - sharp edges (e.g. rust holes, crash damage)<br /> - fuel leaks<br /> - brake fluid leaks</p> <p>Maybe some others...? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285065 Mon, 18 Jun 2018 10:08:49 +0000 I were right about that saddle 285065@http://citycyclingedinburgh.info/bbpress/ <p>@Iain McR</p> <p>A stationary car with no MoT is no more or less dangerous that a car with an MoT? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285063 Mon, 18 Jun 2018 09:56:12 +0000 Edinburgh Cycle Training 285063@http://citycyclingedinburgh.info/bbpress/ <p>I think your car could quite legally sit on your driveway without an MOT. You'd still want to insure it I guess? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285062 Mon, 18 Jun 2018 09:54:52 +0000 dessert rat 285062@http://citycyclingedinburgh.info/bbpress/ <p>IWRATS - have been Googling. So you can only drive without an MOT when going to the MOT station, but you can park it on the road seemingly forever. wow. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285058 Mon, 18 Jun 2018 09:24:52 +0000 I were right about that saddle 285058@http://citycyclingedinburgh.info/bbpress/ <p>You can drive a car with no MoT as long as you're going to the nearest MoT test station. So it is instantiated that not having an MoT does not invalidate insurance. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285054 Mon, 18 Jun 2018 09:11:07 +0000 CycleCommute.CC 285054@http://citycyclingedinburgh.info/bbpress/ <p>My wife had an insurance claim years ago on a vehicle when her MOT had lapsed. Was a bit nervous waiting for the payment but they stumped up and I'm sure they could easily have spotted the MOT had run out. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=18923#post-285051 Mon, 18 Jun 2018 09:03:59 +0000 dessert rat 285051@http://citycyclingedinburgh.info/bbpress/ <p>Been having an ongoing email discourse with local Council and Police about an abandoned car nr the office in Newhaven. Been there +6 months and looks worse for wear. </p> <p>It is taxed and insured according the police, but has no MOT - so my point is that surely no MOT invalidates the insurance, therefore it shouldn't be on public highway. Police say otherwise "<em>it's the individual insurance companies decision as to whether the vehicle remains covered or not whilst it has no MOT</em>".</p> <p>Anyone heard of insurance that is valid with no MOT ? I can't believe that is correct. </p>