http://citycyclingedinburgh.info/bbpress/ CityCyclingEdinburgh Forum » Topic: "How I took on my insurers over a stolen bike - and won" en Mon, 18 May 2026 04:10:09 +0000 http://citycyclingedinburgh.info/bbpress/topic.php?id=2976#post-31659 Thu, 19 May 2011 11:58:03 +0000 Baldcyclist 31659@http://citycyclingedinburgh.info/bbpress/ <p>List the bikes as a components (framset, wheelset, groupset etc) rather than as a single item. Each item should then come under the £1k mark, unless of course you have a silly carbon frameset like me!</p> <p>The other alternative is specialist bike insurance which aint cheap! I got quoted £45 per month for my Cervelo. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=2976#post-31645 Thu, 19 May 2011 10:39:45 +0000 Smudge 31645@http://citycyclingedinburgh.info/bbpress/ <p>Hmm, I've been pondering looking for some bike insurance recently (as the value of my fleet steadily outstrips my motor vehicles! :-0 )</p> <p>Anyone got any particular reccomendations for theft insurance for multiple (3) bikes over the £1k (replacement, each) value mark? :-/ </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=2976#post-31644 Thu, 19 May 2011 10:32:26 +0000 SRD 31644@http://citycyclingedinburgh.info/bbpress/ <p>I wonder how insurers will react to the proposed secure on street bike parking? </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=2976#post-31569 Wed, 18 May 2011 12:59:22 +0000 crowriver 31569@http://citycyclingedinburgh.info/bbpress/ <p>I've been with Endsleigh since I was a student. They have always paid up on any claims I've made. Two bikes stolen just before Christmas 2008 from common stair, locked to railings. They replaced the 8 year old bikes with brand new equivalents from Wheelies Direct, I was pretty pleased with the new items. Just covered as part of home contents insurance, a small extra premium but worth it for the peace of mind. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=2976#post-31568 Wed, 18 May 2011 12:28:57 +0000 DaveC 31568@http://citycyclingedinburgh.info/bbpress/ <p>I lost my bike (any my partners) to a theif who broke into our common stair and remove both bikes which were locked to the railing. Halifax our insurer refuse to payout.</p> <p>Last year I bought a £700 bike through the cycle to work scheme. I lost it to a theif in Cambridge where it was locked to a lamp post outside the pub I was in. My insurer then and now is Direct line. I had specifically asked for my bike to be included on the home contents cover. They have a £50 excess and have a comapny they use to source a replacement. I contacted them and they through Evans, delivered me the same model a week later. They did at one time in the process try to wriggle out when I admitted I was in the process of moving up, but I stook to my guns saying I was staying there as I had started my new job and was waitinbg for my family to follow me once the house had been sold.</p> <p>We left Halifax completely last year as they were hacking me off over my bank accounts also. </p> http://citycyclingedinburgh.info/bbpress/topic.php?id=2976#post-31564 Wed, 18 May 2011 11:46:33 +0000 chdot 31564@http://citycyclingedinburgh.info/bbpress/ <p>"When is a locked bike store in a private block of flats a 'public place'? When you ask an insurance company to pay up"</p> <p><a href="http://www.guardian.co.uk/environment/bike-blog/2011/may/18/cycling-insurance-halifax-bike-shed" rel="nofollow">http://www.guardian.co.uk/environment/bike-blog/2011/may/18/cycling-insurance-halifax-bike-shed</a> </p>