Maybe putting a helmet on makes you take more risks, maybe it doesn't? But risk taking helmet wearers, non-risk taking helmet wearers and non-risk taking non-helmet wearers are the three other categories that need to be counted in addition to the risk taking non-helmet wearing cyclist that the general public notice (often without lights, wearing flp flops, jumping a red light - in the popular imagination)
Actually, I should keep helmet on all the time, I was in my garden this morning and bent down to get at some weeds and cracked my head off a hoop of wire that someone long ago stuck in the wall, maybe to hold a plant pot?mnow mildly concussed with nice graze on the forehead