Regardless of the size of the claim it will massively increase the driver's insurance premium. Somebody rear-ended a colleague who was stopped at a traffic light and their insurance went up by three figures at the renewal”
My car got rear ended by a drunk while parked while outside my house, the drunk crashed in to another car and then parked their car next to mine after crashing to the back of it.
My insurance went up even though I could not claim. The person had “blocked, suppressed” plates. Blocked plates do not appear on the dvla computer only the police computer. Typically government employees own cars, armed forces, police, out source contractors, some government department official cars also used blocked plates I notice some royal cars also do. For interest you can check if a car is likly to have blocked plates, as most false plates used now are ringers not invalids, if comes invalid it is more likly to be blocked as if drive with an invalid that is invalid likely to get stopped so criminals use ringer rather than invalid.
The police are not allowed to give the details of someone with blocked plates out to your insurance. After having to pay the police £80 my insurance company was given a Gallagher Basset reference that Gallagher Basset claimed was invalid Gallagher Basset are a claims management company.
You can not get paid out the uninsured or untraced fund if you get hit by a crown car, or indeed a private person given special privileges such as blocked plates that insurance company can not trace.
They would not pay out because its not “not traced”, its that the police wont give driver details out because not allowed to.
So yes providing of course the car in question did not have blocked plates, which given only 40k cars in the uk do then their insurance may go up.