CityCyclingEdinburgh Forum » Stuff

Insurance policies

(5 posts)

  1. Arellcat
    Moderator

    Not bicycle insurance but house. I'm moving, and so looking for some recommendations on policies that are bike-friendly (or bike friendlier). The provider that I could use via my work has a max value on replacment bikes of £500, which isn't of much help should the worst happen.

    Prices have gone through the roof and my beloved touring bike is now over $4k to buy new. It wasn't that much when I bought it ten years ago. Even a Brompton is silly money now. You might say you don't need a fancy bike to ride to work every day, but under doctor's orders I'm not going to commute 20 miles a day on my Elephant Bike (or any other upright bike).

    Posted 7 years ago #

  2. chrisfl
    Member

    I'm currently with esure and before that I was with Axa - both were at the cheaper end on the price comparison websites and i found it was surprisingly relatively inexpensive to add bikes - although over £500 they need to be added as individual items.

    Posted 7 years ago #

  3. Roibeard
    Member

    @Arellcat - as chrisfl has suggested, my insurer also said £x for bicycles (can't remember offhand if it was £500 or £1000), but was happy to include them as named items. On household insurance I've had no daft lock restrictions (unlike dedicated policies), but I don't have

    I suspect that the usual advice "make sure it has new for old cover" will be obvious to you, but may be helpful for other readers.

    Robert

    Posted 7 years ago #

  4. fimm
    Member

    You could investigate Yellow Jersey insurance; they do home and travel insurance. I have no experience of their home cover - I used them for a trip to race (a triathlon) in Europe recently and was happy with the price I paid. (I didn't have to use their services, thankfully.)

    Posted 7 years ago #

  5. drnoble
    Member

    I use Endsleigh Insurance, and like others have said, add the bike as a named item on home policy.

    They were good when unfortunately my bike was stolen a few years back. They were happy to send me a cheque to buy a bike from Bike Coop of equivalent value to the online place they normally use, once I sent them a quote. This meant I actually got to try the bike before I bought it. They also paid out ~15% more than I had said the bike was worth - based on what I paid - not realising the price of new bikes had gone up.

    Posted 7 years ago #

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