Watch out for the black ice on the side streets, particularly out West.
Myself and a colleague both took very ungraceful spills - fortunately I went over sideways onto the opposite side from my pannier and derailleurs and managed to skin my knee and elbow without actually tearing any clothing. Colleague managed to come off over the front and took a bit more of a battering than I did.
Humbug! And here was me thinking what a beautiful morning it was and everything.