It's one of the things cycling teaches you - I can nip out to see to the chooks in the back garden before the commute, and immediately know how many layers, and what waterproofness is required. You learn to appreciate what the weather 'feels' like. And I like that.
"So do you cycle every day?"
"Yep"
"What, even if it's raining?!?!"*
*real conversation, numerous times.
I posted a thing on Twitter a few days ago about it being really really wet to ride in, and got a response from a friend referring to a plan years and years back to move to warmer climes. I answered, perfectly honestly, "Nah, this weather reminds you you're alive" Now I'm not saying I'd be happy getting soaked for hours every day, but there's something about that feeling of getting into the office, or home, and changing into warm, dry clothes, and supping on a hot coffee.