This should be an easy game to play...
From the story today about the student hit by a Lothian Bus getting an undisclosed amount paid out:
"I will not be prepared to brake hard or take possible dangerous evasive action to avoid ANY CYCLIST who decides to flout the rules of the road. If they sustain bodily injury as a result of their bad cycling then that will be their tough luck. As long as i can drive away with a clear conscience on the matter that will do me"